TN State Exam QUESTIONS AND ANSWERS 100% SOLVED (Newest 2025) Motor vehicle insurance policies issued in Tennessee must include uninsured motorist coverage for losses resulting from
all of the following EXCEPT:
a.) property damage b.) bodily injury c.) death d.) sickness - Correct Answers ✅a.) property damage (it is available, but optional) An insurer that cancels a personal motor vehicle policy for nonpayment of premium must give how many days to the insured?a.) 7 b.) 30 c.) 20 d.) 10 - Correct Answers ✅d.) 10 (an insurer must give at least 20 days written notice to the named insured before canceling a motor vehicle insurance policy. However, if the the cancellation is due to NONPAYMENT of premium or if the policy has been in effect less than 60 days and is not a renewal policy, the insurer may 1 / 4
TN State Exam QUESTIONS AND ANSWERS 100% SOLVED (Newest 2025) cancel the policy by giving the insured 10 days written notice) If an insurer fails to give the required amount of notice before increasing the premium on a commercial risk policy, the company is required to extend the policy for how many days?a.) 60 b.) 45 c.) 30 d.) 15 - Correct Answers ✅a.) 60 (if an insurer intends to revise premium rates in a commercial risk policy by more than 25%, the insurer must give the insured at least 60 days written notice of its intent to increase rates. If an insurer does not provide the required notice, it must extend the existing policy for 60 days from the date the notice is provided) Each of the following is a requirement in order to obtain a
resident insurance producers license EXCEPT:
a.) being at least 18 years old b.) successfully passing the license examination c.) paying the appropriate fee 2 / 4
TN State Exam QUESTIONS AND ANSWERS 100% SOLVED (Newest 2025) d.) obtaining a professional designation - Correct Answers ✅d.) obtaining a professional designation In Tennessee, a split-limit policy for automobile insurance
must carry limits of:
a.) $25,000 per person, $50,000 per accident, and $15,000 property damage b.) $25,000 per person, $50,000 per accident, and $25,000 property damage c.) $20,000 per person, $40,000 per accident, and $10,000 property damage d.) $30,000 per person, $60,000 per accident, and $15,000 property damage - Correct Answers ✅a.) 25,000 per person, $50,000 per accident, and $15,000 property damage Which of the following provides motor vehicle liability insurance to applicant who would otherwise be uninsurable?a.) automobile assigned risk plan b.) property and casualty insurance guaranty association c.) state board for property and casualty rates d.) auto insurance guaranty association - Correct Answers ✅a.) automobile assigned risk plan 3 / 4
TN State Exam QUESTIONS AND ANSWERS 100% SOLVED (Newest 2025) An applicant for a property insurance producer's license must complete how many hours of pre licensing education?a.) 25 b.) 15 c.) 10 d.) 20 - Correct Answers ✅d.) 20 Which one of the following statements regarding uninsured
motorists coverage is CORRECT:
a.) coverage must be included and may not be rejected by the insured b.) coverage must be included but may be rejected by the insured in writing c.) coverage may be included only if requested in writing by the insured d.) coverage may be included at the option of the insurer - Correct Answers ✅b.) coverage must be included but may be rejected by the insured in writing (every automobile liability insurance policy issued in TN must include uninsured motorist coverage for the protection of persons injured under the policy who are legally entitled to recover compensatory damages from owners or operators of
- / 4