Texas Property and Casualty Exam Prep Exam Questions and Answers (Solved Papers) Under a Personal Auto policy, which of the following will be paid by supplementary payments provided by Part A?A A $250 bail bond B A judgment against the insured for damages related to a third party's bodily injury C Medical expenses when the insured's daughter is injured in an auto accident D $1,000 for loss of earnings when the insured is disabled - Correct Answers ✅A, A $250 bail bond What is the term for continuous exposure to the same harmful conditions?A Proximate cause B Risk C Accident
D 1 / 4
Texas Property and Casualty Exam Prep Exam Questions and Answers (Solved Papers) Occurrence - Correct Answers ✅D, Occurrence Under a Boatowners policy, which of the following is correct about the deductible?A Watercraft policies do not have a deductible B The policy's deductible applies per occurrence C The deductible only applies to liability claims D The policy includes one deductible for collision losses and another deductible for other than collision losses - Correct Answers ✅B, The policy's deductible applies per occurrence Under the Building and Personal Property Coverage Form, what limit of insurance applies when coverage is extended to cover business personal property temporarily away from the premises?A
$15,000
B 2 / 4
Texas Property and Casualty Exam Prep Exam Questions and Answers (Solved Papers)
$5,000
C
$10,000
D $2,500 - Correct Answers ✅C, $10,000
If an insured submits a fraudulent claim, the insurer may:
A Void the policy from the beginning B Cancel the policy with 10 days' notice and retain the unearned premium C Cancel the policy immediately D Refuse to renew the policy at the expiration of the policy period - Correct Answers ✅A, Void the policy from the beginning Part Six - Conditions of a Workers' Compensation and Employers Liability policy includes which of the following? 3 / 4
Texas Property and Casualty Exam Prep Exam Questions and Answers (Solved Papers) A The supplementary coverages B Name, address, and type of business of the insured C The list of states where coverage applies D The cancellation provision - Correct Answers ✅D, The cancellation provision After an earthquake damages an insured's property, an Earthquake policy would provide coverage for which of the following losses?A Loss to the insured's vehicles B Loss to retaining walls C Loss to awnings and outdoor antennas D
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