SUPERIOR NC REAL - A. Alter terms of a loan for a minority B. Refu...

SUPERIOR NC REAL

ESTATE IMPORTANT

FINAL EXAM (ACTUAL

2025-2026) QUESTIONS

AND ANSWER

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Under the federal fair housing act of 1968, it is permissible to

• Alter terms of a loan for a minority
• Refuse to give a loan because he has poor credit
• Advertise property for sale to only a special group
• Tell an individual an apartment has been rented when it has

not - <<>>>B. Refuse to give a loan because he has poor credit

FHA FRESHCORN

Familial status, Race, Equal, Sex, Handicapped, C, Opportunity, Religion, Nationality

The agency of the government that administers fair housing laws is - <<>>>HUD CFPB Regulate the TILA (truth in lending APR) and RESPA (Real estate settlement procedures loan types)

The process of changing real property to personal property is

• Intention
• Conversion
• Adaptation
• None of the above - <<>>>B. Conversion

The difference between fraud and misrepresentation is

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