TX General Lines - Property and Casualty Questions and Verified Answers, 100% Score Guarantee Pass (Latest 2025) Licensing Purpose - Correct Answers ✅For the protection of the public of this state.Individuals must satisfy the following to be eligible to get a
license: - Correct Answers ✅-18 years of age or older
-Resident of state -Passed exam and pay fees -Filed application and submitted a fingerprint card -Not license for the purpose of selling to themselves, family, or employees
Refuse to issue any license if: - Correct Answers ✅-Material
misrepresentation or fraud in application -Record of dishonesty or misappropriation of customer funds -Is incompetent or lacks moral turpitude -Record of suspension or revocation in other jurisdiction -Convicted of felony
Types of licenses: - Correct Answers ✅-Agent
-Adjuster -Surplus Lines Broker -Managing General Agent -Non-resident Agent 1 / 3
TX General Lines - Property and Casualty Questions and Verified Answers, 100% Score Guarantee Pass (Latest 2025) -Temporary -Conditional Agent - Correct Answers ✅An individual or business entity authorized by and insurer to solicit applications or to negotiate insurance on its behalf.Agents represent - Correct Answers ✅the insurer, not the insured Adjuster - Correct Answers ✅Any person who adjusts, investigates or negotiates settlement of claims arising under insurance contracts on behalf of the insurer or the insured.
To be licensed as an adjuster: - Correct Answers ✅-Must be
at least 18 years old -Pass Texas Adjuster's examination Surplus Lines Broker - Correct Answers ✅Any person who, as independent contractor, procures insurance on behalf of clients wth Surplus Lines insurers such as Lloyds of London.
To obtain Surplus Lines Broker license: - Correct Answers
✅-First hold a Property and Casualty Agent license 2 / 3
TX General Lines - Property and Casualty Questions and Verified Answers, 100% Score Guarantee Pass (Latest 2025) Managing General Agent - Correct Answers ✅A full time person who is responsible for recruiting and training a local insurance sales staff for either a L&H or P&C Non-resident Agent - Correct Answers ✅Who do not have either a principal residence or place of business here. Can only have one.Temporary License - Correct Answers ✅Commissioner may issue a temporary resident agents license without examination.
Temporary License may be obtained: - Correct Answers
✅Before a person passes the state exam for a permanent license if a person completes a 40-hout course before applying for the license or withing 14 days after applying.Temporary License can only go for - Correct Answers ✅Up to 90 days
Conditional Licenses may be issued: - Correct Answers
✅Without having to wait for results of a criminal history search (fingerprint check). Can be revoked if something is found in applicants criminal background. If nothing found, temporary License will become permanent.
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