PROPERTY CASUALTY QUESTIONS GA

Study Guides Aug 1, 2025
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PROPERTY & CASUALTY QUESTIONS GA EXAM Practice Questions with Complete Solutions (Latest 2025) The arbitration clause in a personal auto policy would be used in which of the following circumstances?

  • The ins company and a pedestrian struck by the insured's
  • auto cannot reach an agreement regarding the settlement of a claim.

  • The insured and an injured 3rd party cannot reach an
  • agreement regarding the settlement of a claim.

  • The court have ruled against an injured 3th party. -
  • Correct Answers ✅B. The insured and an injured 3rd party cannot reach an agreement regarding the settlement of a claim.Which of the following bonds protects an employer fro the actions of dishonest employees?

  • Surety
  • Fidelity - Correct Answers ✅B.Fidelity
  • A dwelling has been vacant for more than 60 consecutive days. Which of the following would most likely NOT be covered?

  • Vandalism
  • Smoke 1 / 4

PROPERTY & CASUALTY QUESTIONS GA EXAM Practice Questions with Complete Solutions (Latest 2025)

  • Fire
  • Falling Objects - Correct Answers ✅A. Vandalism
  • While in her backyard, Susan injuries her foot on a rake left by her landscapers. What part of the CGL policy will protect the owner of the landscaping company?

  • Operations exposure
  • Products Liability
  • Completed operations liability
  • Premises exposure - Correct Answers ✅A. Operations
  • exposure Premium computation is found in which section of the workers' compensation policy?

  • Part 3
  • Part 5
  • Part 1
  • Part 2 - Correct Answers ✅B. Part 5
  • Once an injured employee has received benefits provided under workers' compensation, that employee may not file a 2 / 4

PROPERTY & CASUALTY QUESTIONS GA EXAM Practice Questions with Complete Solutions (Latest 2025) suit against her employer to gain additional benefits. This is the def. of

  • Contributory negligence
  • the fellow servant rule
  • Assumption of risk
  • Exclusive remedy - Correct Answers ✅D. executive
  • remedy The purpose of the basic extended reporting period in a commercial general liability (CGL) " claims-made" policy is to provide

  • additional time for the insured to make monthly reports of
  • information for rating purposes

  • coverage for events that have happened before the policy
  • became effective

  • coverage for events that happened up to 5yrs after a
  • claims-made policy has expired D Coverage for events that have happened after the retroactive date, but which were not within 60days of policy expiration - Correct Answers ✅D. Coverage for events that have happened after the retroactive date, but which were not within 60days of policy expiration 3 / 4

PROPERTY & CASUALTY QUESTIONS GA EXAM Practice Questions with Complete Solutions (Latest 2025) What is the purpose of the employer's liability section of a workers' comp plicy ( part 2) ?

  • pay for lawsuits filed by an employer
  • Pay for benefits that are normally required by state
  • workers' comp laws

  • Pa for 3rd-party claims filed against a negligent employer -
  • Correct Answers ✅B. Pay for benefits that are normally required by state workers' comp laws Truckers who transport hazardous materials are required to have an endorsement called

  • Form MCS-90
  • Form W-2
  • Form MCS-70
  • Form 1099 - Correct Answers ✅A. Form MCS-90
  • Which of the following is NOT a use of auto symbols in the commercial auto policy?

  • To determine how coverage will apply to vehicles acquired
  • after the policy effective date

  • / 4

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Category: Study Guides
Added: Aug 1, 2025
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PROPERTY & CASUALTY QUESTIONS GA EXAM Practice Questions with Complete Solutions (Latest 2025) The arbitration clause in a personal auto policy would be used in which of the following circumstances...

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