NSSA - National Social Security Advisor Exam Latest Update 2025-2026 110 Questions and 100% Verified Correct Answers Guaranteed A+
After you reach FRA, how much can you earn before it affects your SS payment? -
CORRECT ANSWER: No limit!
Age that a child can claim benefits - CORRECT ANSWER: Up to age 18 or age 19 if
they are a full time studnet.
Alice's husband passed away when alice was 52. At what age can she collect survivor
benefits? - CORRECT ANSWER: Age 60
Are survivor benefits affected by the worker delaying or selecting early withdrawals? -
CORRECT ANSWER: yes
At age 60, widow benefits are reduced by ___% - CORRECT ANSWER: 28.5%
At what age can you claim survivor benefits? - CORRECT ANSWER: Age 60 or old,
unless you are disabled or have a child under 16
At what point can you file a restricted application? - CORRECT ANSWER: at FRA
Betty's pension is $3,000 a month. As a widow she is eligible for $3000 of SSB. What
amount will she receive of SSB? - CORRECT ANSWER: $1,000
offset by 2/3rds=-$2000.
3000-2000=1000 1 / 2
Biggest factor in CPI-W - CORRECT ANSWER: housing has the biggest weight (31%)
Bob applies for SSB. His PIA is $2500. How much is his 16 year old sons benefit? -
CORRECT ANSWER: 1250
Bob passed away at age 67 and his PIA was $2100. How much will his wife receive if
she starts collecting spousal benefits at FRA - CORRECT ANSWER: $2100
Can a surviving spouse file for survivor benefits at age 60 then switch to their own benefits as early as age 62? - CORRECT ANSWER: Yes; deemed filing does not apply for spousal benefits
Can both spouses utilizing the restricted application? - CORRECT ANSWER: No, only one because the other must be receiving payment
Can earnings after FRA be included in the AIME calculation? - CORRECT ANSWER:
yes, it's a rolling computation. Even if you're age 80, they will check if your new earnings are higher than your lowest earnings.
Can you receive SS checks in the mail? - CORRECT ANSWER: no it has to be direct
deposit
Can you remarry and still claim survivor benefits - CORRECT ANSWER: if you're under age 60, no. If you're over age 60 you can remarry.
Deemed Filing - CORRECT ANSWER: Went into effect in 2015. Deemed filing means
that when you file for retirement benefits, you are deemed to file for both spousal and worker benefits at the same time. Therefore, you cannot claim benefits on a spouse's record while waiting for your own benefits to increase.
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