NJ PSI Property and Casualty Exam

NJ PSI Property and Casualty Exam Practice Questions with Complete Solutions (Latest 2025) The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes under the?

• HO-1 (Basic Form)
• HO-2 (Broad Form)
• HO-3 (Special Form)
• HO-2 or HO-3 (Broad and Special) - Correct Answers

✅D. HO-2 or HO-3 (Broad and Special) All of the following are eligible for coverage under Homeowners policy except?

• A condominium unit owner.
• A farm owner.
• A mobile home owner.
• A tenant in an apartment building. - Correct Answers

✅B. A farm owner.The term Insured Location under Section II of Homeowners policies refers to all of the following except?

• The insured premises.
• Farm land.
• A non-owned premises where an insured temporarily

resides.

• A newly-acquired premises. - Correct Answers ✅B. Farm

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NJ PSI Property and Casualty Exam Practice Questions with Complete Solutions (Latest 2025) All of the following would be considered insured's under a Homeowner's policy expect?

• Resident relatives of the insured.
• A non-relative resident under age 21 in the care of the

insured.

• The insured's spouse if the spouse lives in the household.
• A non-relative resident over age 21. - Correct Answers

✅D. A non-relative resident over age 21.All of the following homeowners policies provide dwelling coverage except?

A. HO-2

B. HO-3

C. HO-4

• HO-1 - Correct Answers ✅C. HO-4

Dwelling coverage A includes all of the following except?

• The dwelling.
• The deck on the back of the dwelling.
• A Gazebo.
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