New York State Auto Damage and Theft quiz 17- 71 Questions and Correct Answers Latest Version Guaranteed Success
A bent rim can be the result of:
Curbing.Hitting potholes in the road.Impact in a motor vehicle accident All of the answer choices are correct - Correct AnswerAll of the answer choices are correct
A claim has entered appraisal and the two appraisers cannot agree on the choice of an
umpire. The court will appoint an umpire who is:
Interested an impartial Uninterested and impartial Interested and partial Uninterested and partial - Correct AnswerUninterested and impartial
A cracked motor block will be indicated by:
Answer Choices: Select the Correct Answer
Car not starting Leaking engine coolant Engine sputters Fouled spark plugs - Correct AnswerLeaking engine coolant
A device used to expel exhaust gases from the engine is the:
Answer Choices: Select the Correct Answer
Exhaust port.PCV valve.Coil spring.Exhaust manifold. - Correct AnswerExhaust manifold
A device which is used to minimize small property claims and helps to keep insurance
premiums down is:
A valued policy Insurable interest A deductible Coinsurance - Correct AnswerA deductible
A manual transmission is connected to the engine through the: 1 / 4
Belt Differential Clutch Drive train - Correct AnswerClutch
A person acting in a catastrophe or emergency situation and registered with the
Superintendent for that purpose:
Answer Choices: Select the Correct Answer
Does not have to obtain an adjuster's license Must obtain an independent adjuster's license.May only adjust property losses.May only adjust casualty losses. - Correct AnswerDoes not have to obtain an adjuster's license
A pinion gear, rack, dust boots, and tie rods are all components of what type of steering system?
Answer Choices: Select the Correct Answer
Parallelogram Power I-beam Rack and pinion - Correct AnswerRack and pinion
A transaxle, half shafts and constant velocity joints are found in what type of drive train?
Rear wheel Front wheel Integral Conventional - Correct AnswerFront wheel
According to the Federal Motor Vehicle Safety Standard, a vehicle with front end
damage requires the repair to include:
Bumpers that can absorb an impact speed of at least 2.5 mph.Bumpers that can absorb an impact speed of at least 5 mph with no more then a 3/8 inch dent or 3/4 inch displacement from the original position.Full replacement of the front end if the speed at the time of the impact was over 5 mph.All of the answer choices are correct - Correct AnswerBumpers that can absorb an impact speed of at least 2.5 mph.
After an auto collision loss an insurance company may elect to pay the insured's claim
and take possession of the vehicle. This practice is referred to as:
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Answer Choices: Select the Correct Answer
Subrogation A deduction Salvage Warranty - Correct AnswerSalvage
After paying a claim an insurance company may have the right to pursue legal action against the negligent party. What is this called?
Assignment Subrogation Other Insurance Action against the Company - Correct AnswerSubrogation
All of the following are true regarding the emission control identification label, EXCEPT:
The labels are considered part of the emission control system of the vehicle.The labels provide vacuum routing, connection and adjustment specifications according to the federal Clean Air Act.The labels are located on the inside of the grille assembly.The labels must be replaced when collision repair services require their removal or cause damage to the labels. - Correct AnswerThe labels are located on the inside of the grille assembly.
An adjuster commits an act of insurance fraud addressed by the Federal Insurance Fraud Act. The fraud does not affect the financial stability of the company. What is the maximum time the adjuster may be confined to prison?
- years
- months
10 years
30 days - Correct Answer10 years This type of offense carries up to a 10 year sentence. The sentence is increased to 15 years if it affects the financial stability of the insurer.
An adjuster's license will usually be revoked for which of the following?
Denying claims that are not covered Having been convicted of a felony Failing to report a change of address Having been convicted of a misdemeanor - Correct AnswerHaving been convicted of a felony
An air conditioning system changes the refrigerant to:
Answer Choices: Select the Correct Answer 3 / 4
Low pressure liquid Medium pressure liquid Low pressure gas High pressure liquid - Correct AnswerHigh pressure liquid
An applicant for an adjuster's license must be approved by five reputable citizens of the
community where the adjuster resides. This documentation must be:
Answer Choices: Select the Correct Answer
Notarized Included with the application for license Witnessed Provided in duplicate - Correct AnswerIncluded with the application for license
An appraiser has a hearing in another state where he holds a license. After a decision has been rendered in the other state, the appraiser must notify the state of New York within.
Answer Choices: Select the Correct Answer
30 days 60 days 90 days 120 days - Correct Answer30 days
An automobile is polluting the environment. What engine component could be the primary cause?
Answer Choices: Select the Correct Answer
PCV value plugged Catalytic converter malfunction A worn out muffler A cracked value cover - Correct AnswerCatalytic converter malfunction
An automobile that has a separate substructure to which the various front end, body
and mechanical parts of the vehicle are bolted is called a:
unitized vehicle.channel vehicle.conventional frame vehicle.unibody. - Correct Answerconventional frame vehicle
An automobile that has its substructure built into the front end and body panels of the
vehicle is called a:
Answer Choices: Select the Correct Answer
shell vehicle.
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