Missouri Funeral Directors Law Exam Upgraded Version 2023 2024 Score 100% At First Attempt
- years - Ans Once the state board receives notice of a violation, board must initiate
action within ______?
- years - Ans Embalmers must graduate from mortuary school within ______ of
application?
5% Origination Fee/15 days - Ans Seller may request trustee to distribute to seller an amount of up to the firts 5% of the total amount of any preneed contract after 5% is in trust, called a ______? Trustee shall make payment within______?
- hours - Ans If establishment has attempted to locate family members for ______, and
has written verification from law enforcement, may proceed to embalm, but cannot charge an embalming fee, unless later agreed to by family
10 days - Ans If funeral establishment receives no authorization for cremation, it may proceed with cremation if it has attempted for ______?
10 days - Ans Seller deposits joint account money within ______?
10 days - Ans Seller pays provider from joint account within _____?
10 days - Ans Upon moving to different district, must re-register within _____?
15 days - Ans Financial institution pays seller on joint acccounts and trusts within
_____?
15 days - Ans Provider authorizing seller must notify board within_______?
15 days - Ans Purchaser cancels Joint Account, must pay within _____?
15 days - Ans Purchaser cancels trust, must pay within ______?
15 days - Ans Trustee shall make payment of 5% Origination Fee as provided by contract or within _____?
24 hours - Ans Cannot hold an unembalmed body, unless refirgerated or encased in a airtight container, for more than _____?
24 months - Ans Funeral director must appear for examination within _____ of filing application?
30 days - Ans Board will grant or deny any application within _____?
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30 days - Ans Board will inspect facility after application within _____?
30 days - Ans Elimination of one or more owners does not require new license, but must file amended application within _____?
30 days - Ans Forward money to insurance company within _____?
30 days - Ans Funeral director must notify board of change of address within _____?
30 days - Ans If a funeral director is in charge for more than 30 days, must notify board within ______?
30 days - Ans If written notice cannot be made within _____, must publish notice in newspaper prior to scattering cremains
30 days - Ans Must notify board of any change in name, ownership, or location within
______?
30 days - Ans Payments collected by or on behalf of seller shall be remitted no more than _____?
30 days - Ans Purchaser asks for accounting, must comply within _____?
30 days - Ans Seller cancels for default after purchaser is behind 60 days, give ______ days to cure?
30 days - Ans Seller shall furnish to the purchaser, upon writtten request, a written statement of all deposits made to a trust within _____?
60 days - Ans Seller deposits trust money within _____?
60 days - Ans Seller to pay provider trust within_______?
90 days - Ans Written notice to establishment who contracted cremation that cremains will be scattered unless claimed within _____?
Abandoned Bodies and Unmarked Graves - Ans Any person who abandons, disposes of, deserts, or leaves a corpse without properly reporting the location of the body to the proper law enforcement officials commits a CLASS D FELONY!
ADA - Ans The Americans with Disabilities Act, enforced by the Justice Department
Additional 10% Fee/15 days - Ans In addition to the 5% Origination Fee, the trustee may distribute to seller an amount up to 10% of the face value at any time after payment is made into trust, called an ______? Trustee shall make payment within ______?
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AFSE - Ans American Board of Funeral Service Education
AHC - Ans Administrative Hearings Commission
Annual Sellers Report for Trust-funded contracts - Ans -Name and address of financial institution -Trust fund balance as reported in last year's report -Current face value of trust -Principle contributions since last report -Authorization to get copies of statements -Total expenses, excluding distributions to seller, since previous report -Certification under oath that report is correct by trustee
Application must indicate which types of uses the establishment will be used for - Ans - May reduce functions licensed for by notifying board -May not increase functions without applying for an establishment license
Basic requirements for all contracts with consumer - Ans -Must be in writing -Font type easily read (Times New Roman 8 point) -Sequentially numbered -Name, address, and phone for Purchaser, Beneficiary, Provider, Seller, Trustee (if Trust), Bank (if Joint Account), Insurance Compnay (if Insurance funded), and all license numbers
Basic Requirements of all contracts with consumer - Ans -Must set out in detail, the final disposition, services, and merchandise requested -Indentify whether funded by Trust, Insurance, or Joint Account -Include notice that cancelling preneed contract does NOT cancel insurance policy -Include notice that purchaser will only receive cash surrender value of any insurance policy funding a contract if cancelled
Basic requirements of all contracts with consumer - Ans -Notice of Right to Transfer -Revocable or Irrevocable?-Guaranteed or Non-guaranteed?-Terms of cancellation by either purchaser or seller -Disclosure on what happens on a guaranteed installment contract if beneficiary dies before paid in full
Basic requirements of all contracts with consumer - Ans -Signed by Purchaser, Provider, Preneed Agent, Seller -Any consumer disclosures required by Board -Complies with all laws and rules -Upon request of Board, Seller, Provider, or Agent shall provide a copy of any contract
Board approved aspirator types - Ans -Electric -Water Operated (must be protected from back siphoning)
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