Nevada Life and Health Insurance License Exam Prep (Latest Update 2025 / 2026) Questions with Verified Answers | Grade A | 100% Correct
Question:
Under the Physical Exam and Autopsy Provision, how many times can an insurer have the insured examined, at its own expense, while a claim is pending?
Answer:
An unlimited amount of times.
Question:
What is the maximum period of time during which an insurer may contest fraudulent misstatements made in a health insurance application?
Answer:
At any time while the policy is in force.
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Question:
What is another name for Social Security benefits?
Answer:
The Old Age, Survivors, and Disability Insurance.
Question:
What does the Social Security Disability definition not include?
Answer:
Any disability expected to last for at least 6 months
Question:
What benefit is based on a Primary Insurance Amount or PIA?
Answer:
The Social Security Disability benefit.
Question:
What is another name for Medicare Advantage plans?
Answer:
Part C
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Question:
What part of Medicare is known as hospital insurance?
Answer:
Part A
Question:
At what age do individuals qualify for Medicare?
Answer:
At age 65.
Question:
When is the initial enrollment period for Medicare Part A?
Answer:
- months before turning 65 and 3 months after
Question:
What is the purpose of Medicare Supplement plans?
Answer:
To fill in the gaps in Medicare coverage.
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Question:
How many parts does Medicare have?
Answer:
It has 4 parts, A through D.
Question:
If an individual is covered by Medicare and is also covered by their employer's health plan, which plan would be considered primary?
Answer:
The employer plan.
Question:
What benefits are provided by Medicare Part C?
Answer:
It has expanded benefits through private insurance programs such as HMOs or PPOs.
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