HMP 401 EXAM 1 – UNH Exam Questions and Answers (Solved Papers) What are the three types of health insurance? - Correct Answers ✅Private-usually from an employer Open Market Private- individual purchases themselves Governmental- medicare and medicaid Define Managed Care - Correct Answers ✅A type of insurance plan that manages care by looking for efficiencies and integration of basic care and using mechanisms to control cost. This is a common type of insurance.Define Insurance Companies - Correct Answers ✅Insurance companies began during WWII, first as workers compensation, then as employee benefit because wages were frozen. Health insurance employer contribution are not taxed. Insurance companies contract with employers, hospitals, and providers.What are some examples of insurance companies? - Correct Answers ✅Anthem, Blue Cross, Harvard Pilgrim What is an Enrollee? - Correct Answers ✅Individual who has insurance with a certain company Tri-Care - Correct Answers ✅Military insurance- for the enlisted and family. 1 / 2
HMP 401 EXAM 1 – UNH Exam Questions and Answers (Solved Papers) Define Special Populations (AKA Vulnerable populations) - Correct Answers ✅People with health needs but inadequate resources to address the needs. This group of people are usually covered by a government health insurance plan.What three groups of people are covered with Medicare? - Correct Answers ✅1. Anyone 65 or over
- Individuals with chronic disability that they have had for
- Individuals with end stage renal disease/dialysis
- Covers doctor's office visits
over a year and interfered with ability to work
What is the official title of Medicare? - Correct Answers ✅Title 18 of the Social Security Act of 1965 What are the two of the four parts of Medicare that we have learned thus far? - Correct Answers ✅A) designed to use social security funds to finance inpatient hospital care and short term nursing home stays
True/False: Medicare works anywhere in the country. -
Correct Answers ✅True
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