Health COM 390 1 Exam Questions and Answers (Solved Papers) Based on the premise that ill health is a physical phenomenon that can be explained, identified and treated through physical means - Correct Answers ✅biomedical model Health experiences are influenced by people's feelings, their ideas about health, and the events of their lives - Correct Answers ✅Biopsychosocial model The way we seek to process and share health information - Correct Answers ✅Health communication Health is a state of complete physical, mental and social well- being, and not merely the absence of disease or infirmity - Correct Answers ✅Health and illness a healthcare system in which income, resources, and health services are supervised by a managing body such as an HMO or PPO, Patients pay the organization a set fee each month to receive health services - Correct Answers ✅Managed care A managed care organization that offers enrollees a variety of health services for a set monthly fee and copays. Caregivers are usually employed directly by the HMO and provide services only to HMO members - Correct Answers ✅Health Maintenance Organization (HMO) 1 / 2
Health COM 390 1 Exam Questions and Answers (Solved Papers) A managed care organization that pays independent caregivers a discounted fee for each service they provide to PPO members. Patients may visit providers, not on the preferred list, but they pay higher fees to do so - Correct Answers ✅Preferred Provider Organization (PPO) A managed care plan with lower than normal premiums but higher deductibles and out of pocket spending caps. Most HDHPs qualify members to establish tax-exempt health savings accounts - Correct Answers ✅High Deductible Health Plan (HDHP) Amount of out-of-pocket medical expense an insured individual is required to pay before receiving financial assistance from the insurer - Correct Answers ✅Deductible A temporary fund in which an employee can set aside tax- exempt money for health care costs incurred within the plan year. - Correct Answers ✅Flex Spending Account Tax-sheltered savings account similar to an IRA but created primarily to pay for medical expenses. - Correct Answers ✅Health Savings Account (HSA) is a temporary fund in which an employee can set aside tax- exempt money for health care sots incurred within the plan
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