Florida 2-20 Complete Questions Correct

Florida 2-20 / Complete Questions & Correct Detailed Answers (100% Correct) 2025 / 2026.Terms in this set (100)

• A general lines agent or

a general lines insurance agency Who may appoint a Customer Representative?

Select one:

• A surplus lines agent holding a general lines license

and a surplus lines license

• A general lines agent or a general lines insurance

agency

• An adjuster
• An insurance company
• After 90 days in Florida

Mr. Smith lives in New Jersey but visits Florida each year. When does he come under the Florida No-Fault system, in any 365-day period?

Select one:

• After 60 days in Florida
• After 30 days in Florida
• After 14 days in Florida
• After 90 days in Florida
• A flat amount per day

for hospital room and board A Hospital Indemnity Policy covers which of the following expenses?

Select one:

• A flat amount per day for hospital room and board
• Nursing care in the insured's home
• Medical supplies
• Surgical fees incurred in the hospital 1 / 4

• $400Under the Garagekeepers coverage, Section III of the Garage

policy, the insured suffers a single vandalism loss to nine (9) vehicles belonging to customers. Damage is $100 per vehicle.How much will the policy pay?

Select one:

A.$500

B.$900

C.Nothing

D.$400

• No coverageBob, an accountant of XYZ, drives his own car to the bank to

make a deposit for XYZ. Bob has an at-fault accident. If XYZ carries $1,000,000 Bodily Injury/Property Damage coverage with a Symbol 2 for covered autos, and Bob carries no insurance, how much coverage is applicable for XYZ?

Select one:

A.No coverage B.$10,000/$20,000 Bodily Injury and $10,000 Property Damage

C.$1,000,000

D.$500,000

• All of these answers are

correct Unless properly licensed an general lines agent cannot

Select one:

• All of these answers are correct
• Receive any money on account for any insurer

orreceive money to be transmitted to an insurer for a policy, renewal, endorsement or certificate C. Solicit insurance or procure applications for insurance

• Directly or indirectly represent himself or herself to be

an agent or receive, deliver or forward any insurance policy within the state 2 / 4

• VandalismAt the time of a loss, it is found that the covered building had

been vacant for the period of 75 consecutive days immediately preceding the loss.Which of the following perils would not be covered?

Select one:

A.All of these answers are correct B.Windstorm C.Fire D.Vandalism

• The property of a guest

anywhere in the world Homeowner's Coverage C - Personal Property covers each of the following situations except?

Select one:

• The property of a guest anywhere in the world
• The insured's personal property while in Mexico at

asecondary dwelling

• A resident employee's contents at the

insured'sdwelling

• The property of others while located at theinsured's

dwelling at the insured's request 3 / 4

• Property owned by

another in the care of the insured was damaged in an accident to an insured object, resulting in a claim by the owner of the property Under a basic Boiler and Machinery Form, with no special endorsements, which of the following losses would be covered?

Select one:

• The insured suffers loss of income following

anaccident to a covered object

• During an accident involving a covered object, avisitor

on the insured's premises suffers injuries and sued the insured

• During testing, after some repairs, a boiler had

asudden breakdown

• Property owned by another in the care of theinsured

was damaged in an accident to an insured object, resulting in a claim by the owner of the property

• 90 daysThe Homeowner's, HO3 policy will provide coverage for a

student away at college as long as the student's premises was not unoccupied more than how many days prior to the loss?

Select one:

A.60 days B.30 days C.90 days D.45 days

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