FiCEP Exam Questions with Complete Solutions (Latest 2025) Which cycle describes members who are just surviving and living paycheck to paycheck? - Correct Answers ✅Earn/Spend/Earn/Spend Financial counselors who don't use what they know about
hemispheric thinking may fall into the trap of: - Correct
Answers ✅Presenting information to a member in a manner that might not be the best way to communicate Using a hard approach, rather than a soft approach, with
members: - Correct Answers ✅Communicates in an
orderly, specific, and straight-forward way The Johari Window describes four zones. When working with a
member, the Hidden Zone represents: - Correct Answers
✅Information that is known to the member and not the counselor Which type of counseling should a consumer use when a member is preparing for a large purchase? - Correct Answers ✅Preventive What is NOT a vital counselor skill? - Correct Answers ✅Asking close-ended questions
An example of pacing is when a counselor: - Correct
Answers ✅Matches the member's energy level 1 / 2
FiCEP Exam Questions with Complete Solutions (Latest 2025) What is NOT a step in the change process? - Correct Answers ✅Not revising the plan What decision making tool is best to use when considering all forces in favor or against a plan so decision can be made? - Correct Answers ✅Force-field analysis What is the first step of the counseling process? - Correct Answers ✅Collect member data It is best to divide a budget into which cycle? - Correct Answers ✅Monthly What provides a credit history including debt repayment practices for an individual? - Correct Answers ✅Credit report When discussing a member's budget analysis, build in assumptions and adjustments to make sure the process allows for a... - Correct Answers ✅12-month cycle What is not a step that will reduce debt? - Correct Answers ✅Borrowing money from payday lenders
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