CALIFORNIA NOTARY EXAM TERMS

CALIFORNIA NOTARY EXAM TERMS

• Mortgage on real property: A legal binding agreement that is used to create a lien on real

property until the debt has been paid in full. As the mortgagee, the lender has the right to sell the property to pay off the loan if the borrower fails to pay.

• Oath: A spoken, solemn promise to a supreme entity, a revered person or thing made

before a pledge of the truth of a statement.

• Plantiff: A person who calls for (or starts) a legal case against another in a court of law.
• Power of Attorney: A legal document that gives an appointed person the authority to act

on behalf of someone else with regards to legal or financial matters.

• Protest: is a written statement by a notary public that a promissory note or bill of

exchange was presented for acceptance or payment was refused by either party.

• Venue: This is the county and state by which the notarization act took place, for example,

Sacramento County, California .

7. Will: A written legal statement pertaining to a person's wishes after death.

• Satisfactory Evidence: The type of evidence that a notary uses to confirm the identity of a

signer is called "Satisfactory Evidence"

• Subscribing Witness: Should a person that signed a document not be able to appear before

the notary, the signer may request another person to sign the

document as a witness that the principle singer did sign or stated to them that they signed the original document, this person is called a "subscribing witness".

10. Term of office for notary: 4 years

• Notary has the ability to perform a notary act outside the county they filed their oath of

office: True

• Penalty to failing to secure notary journal: commission may be suspended or revoked AND

civil and criminal penalties may be imposed

13. When filing notary bond: must be in the amount of $15,000

• If a notary willfully failed to properly maintain their journal, they can be found guilty of

what?: A misdemeanor

15. Journal entry must be recorded in...: sequential order

• What should a notary do if a member of the public requests an ORIGINAL journal entry?:

Deny the request, you can provide a photocopy of the journal entry

• Can a notary charge for a photocopy of a journal entry?: Yes - up to 30 cents per photo-copy

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• acknowledgement: an act by which a notary certifies they have legally identified a

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19. Adminstrator: Is a court-appointed person who has the legal right to

administer (manage) the affairs of a decedent (or diseased person) with regards to the assets of said person's estate when no will or executor was named.

20. Affiant: a person who signs an affidavit

21. affidavit: An affidavit is a sworn or written

statement signed before a notary public by a public official who can administer an oath or affirm to the Notary that the statement is true by placing a signature and finishing the jurat. It is made under penalty of perjury

• Bill of sale: A legal document made by a seller that is then given to a purchaser that

reports that on a specific day, location, and for a sum of money, the seller sold an item to the purchaser

23. Chattel: a person's possession other than real property.

Example - items in house or garage, but not the actual land or structure

• Chattel paper: A written obligation to pay money for a specific item is referred to as a

chapel paper

• Condicil: An addendum or supplemental addition used to alter a previous will (as it relates

to wills)

26. Consideration: Something that is legally bargained for between parties.

Examples - money, property, and/or services

• Contempt of Court: Contempt of court, commonly referred to as just contempt, is

an offense, or action, that is considered disrespectful behavior that defies the authority of the court, or hinders a court's order.

• Deed: A document that transfers ownership of a property from one person or intent to

another

29. Deponent: A person who makes an affidavit or deposition under oath

• Deposition: Written statement or testimony take out of court used during a lawsuit or trial,

that contains transcribed words spoken under oath in front of an authorized official or notary public.

• Duress: Wrongful and typically unlawful threats or other actions that coerce a person to

act against their will.

32. Encumbrance: a legal claim or limitation made on an owner's property

• Escrow: Escrow generally refers to a financial arrangement where a designated third

party holds funds or a valuable asset until a condition is met

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