CA PSI SITE - LIFE, ACCIDENT AND
HEALTH AGENT EXAMINA TION (LIFE
AGENT) LATEST ACTUAL EXAM 100
QUESTIONS AND CORRECT DETAILED
ANSWERS WITH RATIONA LES (VERIFIED
ANSWERS) |ALREADY GR ADED A+
QUESTION 1: What is the cost of service from the
health Insurance Counseling Advocacy Program(HICAP)?a.$10 per appointment b.$25 per appointment c.$50 per appointment d.no charge
CORRECT ANSWER : d.no charge
QUESTION 2: Which of the following statements
concerning the usual coordination of benefits provision are correct?
a.medicare coverage is always primary to group medical coverage b.coverage under COBRA is primary to coverage as an active employees c.when two plans both have the provision, coverage as an employees is primary to coverage as a dependent d.coverage under any plan with the provision is primary to coverage under any plan without the provision
CORRECT ANSWER : c.when two plans both have the
provision, coverage as an employees is primary to coverage as a dependent
QUESTION 3: What is the first step in submitting
medicare claims?a.the patient submits expenses to medicare b.the medical provider submits expenses to medicare c.the medical provider submits expenses to the patient d.medicare submits expenses to the medicare supplement provider
CORRECT ANSWER : b.the medical provider submits
expenses to medicare
QUESTION 4: All of the following statements about
medicare part B are correct EXCEPT it a.requires a premium payment b.pays for physicians services c.is optional to those enrolling in medicare part A d.pays for virtually all drugs prescribed by a physician
CORRECT ANSWER : d.pays for virtually all drugs
prescribed by a physician
QUESTION 5: What is covered by part A of medicare?
a.hospitalization b.prescription drugs c.physicians' services d.outpatient hospital treatment
CORRECT ANSWER : a.hospitalization
QUESTION 6: Insurers are prohibited from denying
claims based on misrepresentations in a disability policy application after the policy has been in force for a.one year b.two years c.three years d.four years
CORRECT ANSWER : b.two years
QUESTION 7: How long do workers/ compensation
medical expenses continue for disabled workers?a.1 year b.2 years c.5years d.there is no limit