2024 QMA EXAM LATEST REVIEW

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2024 QMA EXAM LATEST REVIEW

TEST BANK WITH 400 REAL EXAM

QUESTIONS WITH CORRECT

VERIFIED ANSWERS/ QMA EXAM

2024-2025 TEST BANK (NEWEST!)

Which report, written by an AME, QME, or AQME, does not involve a face-to- face evaluation of an Applicant?

• Initial (aka "Comprehensive")
• Re-evaluation (aka "Follow-up")
• Supplemental
• Deposition - ANSWER-C. Supplemental

In the workers' compensation system, "Injury" is defined as:

• The medical result of an industrial accident
• Acute incident (but not sustained exposure) that causes disability or need for

medical treatment.

• Incident or exposure that causes disability or need for medical treatment.
• The medical result of an industrial accident, except those caused by involuntary

spasm. - ANSWER-C. Incident or exposure that causes disability or need for medical treatment.

"Permanent Disability" is calculated by: 1 / 4

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• QME taking the physician's "impairment rating," and then adjusting based on

nature of injury, age, and occupation

• Consulting the AMA guides only
• A special "Rater" taking the physician's "impairment rating," and then adjusting

based on nature of injury, age, and occupation

• A QME taking the "impairment rating" and then adjusting for anticipated need

for occupational accommodations ( e.g. canes, accessible bathrooms). - ANSWER-

• A special "Rater" taking the physician's "impairment rating," and then adjusting

based on nature of injury, age, and occupation

Workers' Compensation laws in California originated with the _____ which was passed in ____

• Almaraz Act; 1905
• Boynton Act; 1913
• Blackledge Act; 1910
• Guzman Act 1924 - ANSWER-B. Boynton Act; 1913

A QME's evaluating a simple and routine low back sprain/strain for 5 minutes that had resolved with no need for further treatment, no need for an impairment rating, there was no apportionment indicated, no need for future medical care and no need to provide a report was objected to because of which of the following reasons

• A resolved injury with no impairment cannot be the basis for an admissible

report

• The QME spent less than 20 minutes face-to-face time evaluating the IW with

no explanation and did not provide a report

• Apportionment must be at issue for a report to meet the standard of evidence 2 / 4

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• Because the employer/insurance carrier determined that there was no industrial

causation - ANSWER-B. The QME spent less than 20 minutes face-to-face time evaluating the IW with no explanation and did not provide a report

In order to claim psychiatric injury, an employee must have been

• A Peace Officer and injured by a sudden and extraordinary event.
• Employed for at least 6 months, except where psychiatric injury was caused by

a "sudden and extraordinary event."Employed for at least 18 months.

• Employed for at least 18 months.
• Subjected to unwanted teasing and nicknames. - ANSWER-B. Employed for at

least 6 months, except where psychiatric injury was caused by a "sudden and extraordinary event."Employed for at least 18 months.

The five basic categories of workers' compensation benefits are called:

• Medical Treatment, Permanent Disability Benefits, Death Benefit,

Supplemental Job Displacement Benefits, Stay-at-Home Stipend.

• Therapeutic Costs Voucher, Temporary Disability Benefits, Permanent

Disability Benefits, Death Benefits, Supplemental Job Displacement Benefits.

• Medical Treatment, Temporary Disability Benefits, Permanent Disability

Benefits, Death Benefits, Supplemental Job Displacement Benefits.

• Medical Treatment, Temporary Disability Benefits, Permanent Disability

Benefits, Death Benefits, Intermediate Benefits, Supplemental Job Displacement Benefits. - ANSWER-C. Medical Treatment, Temporary Disability Benefits, Permanent Disability Benefits, Death Benefits, Supplemental Job Displacement Benefits.

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pg. 4 The "Grand Bargain" of the workers compensation system involves employers agreeing to pay assured and fixed benefits for industrial injuries and workers

agreeing to: a.

• reduction in pay to cover the cost of workers' compensation insurance.
• Accept lower industrial safety oversight by the state.
• Not sue their employer in civil court for an industrial injury.
• Exempt Importer/Exporter companies from liability for industrial injury. -

ANSWER-D. Exempt Importer/Exporter companies from liability for industrial injury.

Temporary Disability Benefits are paid at the rate of ____ and are usually limited by a ____ time cap.

• 2/3 of average weekly wages; 2 year
• 90% of average weekly wages; 2 year
• 2 /3 of yearly earnings; 1 year
• ½ the Bosco rate; Seven years - ANSWER-A. 2/3 of average weekly wages; 2

year

Supplemental Job Displacement Benefits are available where:

• Vocational Rehabilitation costs are deemed unreasonable.
• The date of injury is before 1/1/13 and the employer does not offer Return-

to~Work.

• The injured worker passes the a Job Proficiency Test.
• The date of injury is after 1/1/13 and the employer does not offer Return-to-

Work - ANSWER-D. The date of injury is after 1/1/13 and the employer does not offer Return-to-Work

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